A root canal is a treatment that eliminates infected pulp from teeth. Each tooth root has a pulp chamber which houses the nerve and blood vessels. During a root canal, the pulp is removed and the inside of the tooth is cleaned and shaped. The canals are then filled with a material called gutta-percha. This helps protect the tooth from getting infected again in the future.
Flexible spending accounts (FSAs) and health savings accounts (HSAs) can be used to pay certain dental expenses, including deductibles and copayments. However, not all dental procedures are eligible, and you should refer to the guidelines of your specific FSA/HSA.
Good question. Most dental plans come with a maximum annual coverage limit of $1,000 to $2,000 and cut off coverage after you reach this limit. At that point, you pay any additional cost out of pocket in addition to the monthly insurance premium you’re being charged.